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Financial Stability Report by RBI: Analysis


Bad Loan Warning
RBI report expects NPAs to rise.
Bank’s gross NPA in September 2020 seen up on weak macro-economic scenario.
Seeing slow progress on revised bad loan framework.
Gross NPAs may touch 10% by Sep, 2020.
RBI report on FISCAL deficit: Terms the 3.3% target as ‘challenging’.

GROSS NPAs of SCBs: Baseline case (Y-o-Y)
September 2019
9.3%
September 2020
9.9%
Per RBI Report

GROSS NPAs: Severe Stress case (Y-o-Y)
September 2019
9.3%
September 2020
10.5%
Per RBI Report
GROSS NPAs across PSU Banks (Y-o-Y)
September 2019
12.7%
September 2020
13.2%
Per RBI Baseline Case

GROSS NPAs across private Banks (Y-o-Y)
September 2019
3.9%
September 2020
4.2%
Per RBI Baseline Case

GROSS NPAs of Foreign Banks (Y-o-Y)
September 2019
2.9%
September 2020
3.1%
Per RBI Baseline Case

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